• Building Score Cards and Operational Dashboards
• Analyzing complex data sets to identify trends, patterns, and insights that drive business decision-making
• Presenting findings and recommendations to senior management and key stakeholders
My objective is to develop a data-driven decision-making system, encompassing a wide range of responsibilities from detailed departmental reporting to planning and forecasting

• Strategic Planning

• Justification and computation of investment decisions, R&D, projects, and initiatives

• Balanced Score Cards system

• KPI and Incetive program systems controlling

• Creating a unified platform (Data Marts, Microsoft Fabric models) for financial data to enhance accuracy and reliability in reporting and decision-making endeavors

• Budget estimation, consolidation and budgetary control of the subsidiaries ( more than 10 companies, over 3 000 employees)

• Deep financial analysis holding subsidiary MFI (6 micro finance institution in Eastern Europe)

• Assesment of the effectiveness , risk models\ business process\cost\branch efficiency

• Identifying effective types of investment, scenario analysis, investment projects evaluation

• Implementation of the consolidation reporting system

Being involved in decision making as a financial analyst , I have obtained deep understanding of MFI market, industry trends, product efficiency & client behavior benchmarks

• Forecasting, budgeting, building management reporting and business intelligence system (ETL, MS SQL, stored procedures, SSIS)
• Efficiency analysis (sales and profitability analysis of retail loans. channels and regions financial analysis. marketing activation efficiency evaluation)
• Identifying effective types of investment, calculation of business cases
• Financial models development (IBM CognosTM1, SQL)
• Investment projects Evaluation (NPV,IRR,ROI techniques )
• Development and implementation Retail Loans/Credit Card/Clients LifeTimeValue projects ( LTV, CLTV)
• Development of financial control methodology, standardization of control procedures

• Preparation of SCM banking group consolidated financial statements (2 banks, 5 insurance companies, 1 investment company)
• Participation in projects for automation of electronic banking system• Regular interaction with auditors and support of the audits (Big 4)
• Creation and automation of the reporting process, development and visualization of analytical reports

• Development of accounting models (IFRS, Local GAAP)
• Implementation Business Intelligence tools, to reporting according to IFRS
• Implementation of ERP systems, consolidation and modernization of existing systems, data migration
• Writing specifications for changes and improvements accounting applications. Test final result (Bug hunting, QA engineering)
• Participation in strategic projects of the Bank (merger and acquisitions, large-scale restructuring and the sale of portfolios)
• Design and review of test cases or test scenarios, participation in functional testing, assisting with business case development