• Managing of operational activities of the grain terminal

• Timely implementation of grain terminal activity plans

• Definition, formulation, planning, implementation and coordination of all activities of the grain terminal

• Solving all issues within the limits of the rights granted, entrusting the performance of certain organizational and economic functions to other officials: deputy managers and other subordinates

• Ensuring compliance with the law, active use of legal means to improve management, strengthening contractual discipline and accounting, economic calculation

• Issuing orders, taking measures to ensure that everything necessary for the operation of the property is available on the terminal's balance sheet

• Taking measures to provide the enterprise with qualified personnel

• Motivating staff to achieve high economic and financial results

• Implementation of a set of measures to control employees' compliance with job duties, regulatory documents of the organization, necessary legislative acts

• Provision of reports, publications and other information on the activity of the terminal

• Develop and manage the Risk framework, methodology and requirements for EMEA region, supplementing global policy where required, develop common procedures and processes for EMEA region to drive consistent application of the Risk Framework across Lines of Business;
• Develop the reporting capability of Operational Resilience risk information and investigate ways of automating the production of the information;
• Contribute to system implementation projects in the credit risk space by providing requirements and design inputs, particularly with regard to credit risk recognition and measurement;
• Responsible for due diligence, quantitative and qualitative assessment of the portfolio of EMEA and Asia region's counter-parties for establishment of credit grades, limits and acceptable payment terms;
• Created and implemented Storage policy that regulated selecting third party storages, limit confirmation, control purchase/sales under silo, monitoring;
• Review risk reports in order to ensure that limits are compliant and take remedial actions or recommend appropriate measures, when necessary over Regions;

• Assessing creditworthiness of companies. Financial forecasting and modeling. Performing interim reviews and pre-screening for the new and existing clients;
  
• Participate in business customer solution teams with focus on offering financial solutions to customers.
• Implementation and monitoring credit committee decisions (preparing collateral agreement, financial surety, guarantees etc);
• Counterparty risk reporting including BU (monthly & weekly) and local reporting;
• Support of RM in the on-going revision of the existing internal processes and procedures;
• Perform comprehensive risk overview of investment projects;
• Organization and supporting collection process (regular meetings about receivables status, actions taken, proposals, reserves etc);
• Segmentation of client portfolio from the perspective of risk issue;

Achievements:

• Created and implemented collection process that achieved significant results in decreasing bad debts;
• Developed reporting functions that streamlined processes and improve efficiency;

- Financial analysis of borrowers (fin. model, fin. results, external- and internal business risks, financial streams, mortgage) with the purpose of determination and minimization of the risks accepted by bank at the grant of financing;

• Review and analyze financial and market information in order to prepare comprehensive credit analysis of existing prospective borrowers.
• Support credit approval process: preparation of transaction, capital and credit approval (CA) memos for annual reviews and episodic transactions.
• Conduct monitoring of credit facilities through regular annual reviews and periodic quarterly reviews, and ensure proper reflection of risk ratings, obligor classification and facilities in credit systems.
• Perform industry studies and stress-testing for the borrowers, as may be required.
• Support the marketing process: preparation of customer presentations, market analysis, placemats, etc.
• Financial analysis of borrowers (fin. model, fin. results, external- and internal business risks, financial streams, mortgage) with the purpose of determination and minimization of the risks accepted by bank at the grant of financing;
  
• Review of applications for bad loan restructuring (investigation of reasons, financial analysis, collateral structure review, proposals as to individual conditions and recommendations subject to business specifics, negotiations with clients);
• Quality analysis of main banks credit products;
• Reviewing operational procedures and guidelines;

Achievements:

• Development and approval of loan outstanding restructuring models;
• Development of Bylaw on loan restructuring for SME clients.