Field audit business verification: spearheaded on - site inspections of client enterprises (logistics, production, trade) to verify operational reality and financial health. asset appraisal: conducted physical appraisals of collateral, including photo - documentation and detailed technical verification, ensuring 100 compliance with risk management policies. funding justification: authored comprehensive business summaries and investment memos to justify credit/grant needs, bridging the gap between field data and financial decision - making. portfolio strategic management: successfully managed and grew a credit portfolio from 22m to 90m uah while maintaining exceptional quality through proactive monitoring and stakeholder engagement. operational excellence: directed full - cycle branch management, ensuring strict adherence to internal audits and anti - corruption regulations. team mentorship: trained staff in specialized business analysis methodologies to enhance the quality of risk assessment and client vetting