Defined development priorities and financial goals. Built a business model in accordance with regulatory requirements and market trends. Managed daily operations (from lending to debt collection). Ensured operational efficiency and implemented digital automation solutions. Monitored compliance with Ukrainian legislation and NBU regulations. Built and led a management team, implemented KPIs for departments and employees. Developed relationships with investors, lenders, and partners. Strengthened market reputation in the microfinance sector.

Key Achievements:

• Delivered a positive operating result in Q1.
• Improved cost management efficiency.
• Increased interest income by +26% in Q1.
• Reached record-high loan issuance volume.·
• Achieved +21% growth in the active loan portfolio in Q1.
• Increased average loan amount for new borrowers.
• Grew the value of court decisions by 97% and expanded enforcement proceedings.
• Implemented CRM system enhancing call center efficiency.
• Formed a strong leadership team.

Consolidated budgeting, cash flow forecasting, and financial planning. Developed long-term financial models for the group and subsidiaries. Managed cash flow and centralized treasury operations. Controlled tax risks and participated in tax audits. Raised debt financing and negotiated with banks and investors. Implemented ERP/BI systems and digitalized financial functions. Set investment priorities by sector, asset type, and time horizon. Conducted financial, legal, and risk analysis of investment projects. Built DCF, IRR, and NPV models for investment feasibility. Prepared investment committees and presentations for deal approvals. Led risk analysis and structured deal teams.

Key Achievements:

• Built the finance department in a fintech company.
• Attracted investors for a real estate development company (residential and commercial).
• Participated in launching a leasing company from model to first agreement.
• Evaluated 30+ investment projects.
• Participated in M&A: asset valuation, due diligence, integration.
• Built the analytics department from scratch.

Managed the finance function of a manufacturing company. Developed investment strategy. Prepared management report for technology start-up for M&A deal. Managed a department of 6 people.

Key Achievements:

• Prepared a business plan in accordance with UNIDO.
• Received external funding under the government's 5-7-9 program.

Improved accounting for financial instruments under IFRS 9 and risk valuation. Conducted investment analysis and credit risk valuation. Participated in deals to secure financing.

Key Achievements:

• Analyzed the credit portfolio (100+ agreements) for compliance under IFRS 9 (accruals, reserves and risks).
• Calculated two investment projects in the financial sector (DCF).

Calculated investment projects for PE companies (NPV, IRR, PP, DPP, WACC, EVA). Prepared analytical and presentation materials for the management team. Developed and implemented an investment strategy. Participated in budgeting and planning processes (OPEX, CAPEX). Prepared management financial reports for the owner and investors (BL, PL and CF). Performed financial DD. Managed multiple business streams.

Key Achievements:

• Calculated financial models for over 20 investment projects (implemented - 2, approved - 2).
• Developed an investment strategy for a 5-year period (in agricultural direction).
• Implemented management accounting from scratch.
• Organized a budgeting process within a short timeframe with monthly breakdown.
• Implemented 1C: BAS.
• Improved the quality of management accounting in the financial company (in terms of timeliness and visualization (Power BI + 1C + CRM).
• Participated in the underwriting corporate bonds.
• Calculated construction cost per square meter for a housing complex. Audited financial indicators.
• Acted as interim head of business divisions during absences.