Работала в 4 компаниях   22 года

Банки, Недвижимость и Девелопмент, АПК (Агропромышленный комплекс)

Chief expert

Raiffaisen Bank Aval

Банки

17 лет 6 месяцев

01.2007 - по настоящее время

  • holding negotiations with clients regarding corporate lending;
  • appraisal the feasibility of projects through detailed market research, investment analysis, independent inquiry, analysis of all available information (financial, legal etc.);
  • finance analysis (cash flow analysis, balance sheet analysis, profit & loss analysis, calculation and interpretation of financial ratios);
  • preparation of financial models of projects (revenue and debt/investments assumption, projecting Free Cash Flow available for Debt service, DSCR, DICR);
  • business valuation (DCF and comparable methods), preparation of reports and information memorandum,
  • structuring of credit deals, preparation of indicative terms and conditions (including restructuring);
  • discussing indicatives with clients, definition all possibilities and probabilities of achievement targets and terms;
  • preparation of loan application, concordance it with all Bank teams, presenting application for Credit Committee of Bank and HO for final approval;
  • close monitoring execution of deals, analysis of customer's profitability, preparation of credit reviews.

Investment Analyst

Financial Center “Castle Finance»

Недвижимость и Девелопмент

1 год 10 месяцев

03.2005 - 01.2007

  • preparation of reports, presentations and business plans;
  • preparation management accounting reporting (cash flow - monthly; profit/loss and balance sheet quarterly and yearly) of each investment projects and consolidation of financial statement;
  • budgeting (preparation, management and controlling of operating budgets (sales budget, cost of goods sold budget, administrative and delivery budget), financial budget (pro-forma income statement, pro-forma balance sheet, pro-forma cash flow budget for business-units and consolidated budgets forms); (preparation budgets of investment projects and controlling of their execution);
  • incomes planning and costs minimizing within budgeting procedures;
  • budget-to-actual analyses;
  • analysis of financial statement on GAAP (for business-units and projects of holding and consolidated);
  • performance financial part of business-plans for Bank deals;
  • taking part in preparation and analyzing of investment projects and business-plans on GAAP through providing all necessary financial instruments;
  • managing of loan credits of foreign and Ukrainian banks.

Chief economist of credit risks analysis department:

«Ukrprombank» - head office

Банки

1 год 1 месяц

02.2004 - 03.2005

  • financial analysis of company (calculations of analytical sheets, vertical and horizontal analysis of financial statements, balance sheet analysis, analysis of assets and liabilities, analysis of financial results, interpretation of financial ratios (efficiency, turnover, liquidity, profitability, leverage, independents);
  • appraising of customers creditworthiness-ability (accurately analyzing of credit history of clients, covering of loan credit);
  • evaluation of the business status of clients (status on the market and branch, marketing strategy - company's niche, marketing research);
  • evaluation of internal and external management (inventory summary or listing, accounts receivable aging, contracst price, quality status report, accounts payable aging, sales and expenses breakdowns, equipments capacity, technology, efficiency, consumers preference);
  • analysis of probability and reliability of project (analysis of cash flow, revenue and expenses assumption);
  • evaluating of liquidity of clients (analysis of ability to respond quickly to unexpected financial problems and opportunities, increase assets if sales grows, to repay short-term debt from normal conversion of assets to cash);
  • evaluation of profitability of business;
  • calculation of general level of credit risks of clients, classification credit risks;
  • performance of the statement about summary level of credit risks of clients, descriptions of risks factories on the Credit Committee of Bank.

The deputy of head of finance and economic department:

Joint Stock Company «Bread of Ukraine»

АПК (Агропромышленный комплекс)

1 год 6 месяцев

08.2002 - 02.2004

  • Analyzing financial statement on GAAP (balance sheet analysis, assets and liabilities analysis, income statement analysis, revenue and expenses analysis, cash flow analysis, performance of analytical statements, ratio analysis);
  • budgeting (preparing and analysis of head budgets, all operating budgets (sales budget, cost of goods sold budget, administrative budget, pro forma Income statement, pro forma balance sheet, cash flow budget);
  • internal finance controlling through internal statements;
  • transformations of finance statements on GAAP;
  • managing of cash flows company's and financial worth.

Ключевая информация

Microsoft Office (Excel/Word), 1-C Бухгалтерія, Project Expert, Controlling

Б2

Училась в 1 заведении

Kiev University of economics

(finance and economic faculty, qualification: finance and credit).

Kyiv, 2002

Владеет языками

Английский

свободно

Курсы, тренинги, сертификаты

The Institute of economic development of World Bank

Kyiv, 2010

(Accounting, Finance Analysis on GAAP, micro-, macroeconomics)

Elena

Analyst

Киев

43 года

Активно ищет работу

полная занятость

Обновлено 2 дня назад