Credit Risk Manager

Scania Credit Ukraine opens vacancy of Credit Risk Manager. Please see the details below:

BASIC INFORMATION

Name of company:                                 Scania Credit Ukraine

Based in:                                                   Kyiv

Job title:                                                     Credit Risk Manager

Immediate Supervisor:                            Managing Director

REMUNERATION

Salary with accordance to Group Standards based on package of Base monthly salary + Annual bonus in relation to set KPI’s

Corporate medical insurance

Corporate IT tools to perform activity remotely and in the office

PEOPLE MANAGEMENT

Responsible for Credit risk management section – up to 2 people (including AML and Underwriting)

PRINCIPAL DUTIES

1. Building of Credit Risk local model in Company managing - default risk, concentration risk, country risk, downgrade risk, and institutional risk with accordance to best international practice.
2. Be member of local Credit committee and coordinate with Central Credit Committee in Sweden depending on exposure level and Central Credit polity Requirements 
3. Rescheduling process management on request 
4. Management of process for risk-sharing, EKA and other coverage, mitigation of risks
5. Reporting of credit related KPI’s with accordance to Group standards and IFRS
6. Manage Customer’s overdue list together with Financial Representatives and their support in collection in early stages 0-90 days
7. Cooperation with Commercial operations in information sharing and Workshop overdue payments related to Customers payment discipline under CCO
8. Supervise process of collection with external partners in late workout stages and repossession
9. Support new business and underwriting of leasing for new requests from commercial department 
10. Supervise process of monitoring of existent customers portfolio in line with Central Bank requirements
11. Credit Register process holder with Central Bank
12. Holder of local credit policy and update when required with accordance to Scania central credit policy
13. Supervise AML section and support to AML coordinator in given function
14. Control over IFRS 9 and provisions formation related to ECL/PD models, update of that models
15. Portfolio management in zone of responsibility
16. Reporting to Managing director and cooperation with Scania and Traton FS CRM

EDUCATION AND EXPERIENCE

1. MA grade in Economics
2. 5-7 years of relevant experience in risk management in Banking or Leasing sector
3. Management experience would be plus
4. Certificates will be plus (CFA/FRM/PRM/CIMA)

The period of practical experience normally required coping with the duties (preferably in international companies, in the similar sector to our operations): 

COMPUTER SKILLS

Advanced user of PC and tools needed for professional activity MS Excel, preferably VBA, Power BI, MS Teams.

 PROBLEM SOLVING

Duties involving solving of problems of analytical character, support commercial Team in process of onboarding and keep quality in portfolio

LANGUAGES

Ukrainian - Fluent speech, fluent writing

English - At least very good level spoken and written

PERSONAL CHARACTERISTICS

1. Ability and willingness to do everything from basic work to qualified tasks
2. Ability to work independently within a given framework
3. Team-work abilities, Co-operative
4. Accurate, ability to maintain document files
5. Capable to work under temporary time pressure and meet deadlines
6. Ability to self-study and development
7. Positive and open to the changes