Manager of Non-performing asset management department/Credit risk manager

ING Bank Ukraine is looking for Manager of non-performing asset management department/ Credit risk Manager, who will be responsible for obligatory activity defined by NBU for non-performing asset management, calculation of loan loss provisions and credit analyses of borrowers as well as managerial reporting on NPL. The position is within Risk Management division with direct reporting line to CRO.

Key responsibilities:

• Develops plans/conditions for debt restructuring
• Participate in review of credit agreements for NPL files
• Monitoring adherence to restructuring plans by NPL borrowers
• Review and maintain NPL methodology in bank in line with regulatory requirements
• Take part in the measures defined by early warning signals;
• Credit monitoring;
• Monitor developments of Bank`s credit portfolio, analyze credit parameters and risk drivers aimed to explain its movements to CRM, CRO and management of the Bank;
• As per internal procedures, develop, maintain, monitor and distribute to CRM, CRO, relevant departments and management of the Bank various regular (daily, weekly, monthly and quarterly) reports on risk management side;
• Participate in credit risk calculation process and Loan Loss Provisioning process in line with National Bank regulations and Group requirements; 
• Perform portfolio analysis and carry out tasks and related projects in support of credit risk management team objectives.
• Design, implement, oversee, and maintain credit risk development reports; 
• Review and approve borrowers risk ratings;
• Track credit application approval process;
• Prepare various administrative documents on credit process and present it to respective committees;  
• Maintain reports on credit approval conditions and monitor compliance of approval conditions follow up;
• Check drafts of legal documentation for client reviews and execution copies for correctness and completeness upon credit approval advices and conditions.

 Qualification requirements:

• Master’s degree in Mathematics, Finance or Economy;
• Proficient in Microsoft MS Excel, PowerPoint;
• 1-2+ year of relevant experience;
• Knowledge of local legislation governing credit risk management, lending processes, NBU requirements to the lending banking activity, financial analysis, early warning signals and non-performing assets management;

 Skills and behavioral requirements:

• Advanced level of English (verbal and written).
• Good analytical skills with a strong attention to details, quality oriented
• Flexible, can work independently and in a team
• Independent and critical thinker with a pro-active mindset.
• Self-starter, organized and result driven.

What ING offers:

• Work in international, known as friendly and reliable corporate culture, interesting and dynamic working environment focusing on one of the key strategic goals of ING.
• Professional grow and challenging work with possibilities to realize your abilities.
• Health Care: medical (for employee and his/her kids under 18 y.o.) and life insurance.
• Possibility to combine work from office with remote work (Hybrid)
• Annual bonus based on annual results of employee

Workplace: Kyiv, Ukraine, Podil Plaza business center